“
FloatPay has changed how our customers buy. They used to hesitate at R1,200 items — now they just add to cart. Our average basket is up 42% since we added it. The T+1 settlement means our cash flow is actually better than before.
For merchants
Turn browsers into buyers.
Add FloatPay to your checkout and remove the price hesitation that kills South African basket sizes. You receive the full purchase amount by next business day — we take on the instalment risk entirely.
+35%
Average basket size
Shoppers spend more when they can split the cost. Average order value lift across all merchant categories.
2×
Repeat purchase rate
FloatPay drives loyalty. Merchants see shoppers return at twice the rate of non-BNPL customers.
<24h
Settlement time
Receive the full purchase amount by next business day. No waiting for instalments. No collection hassle.
Why FloatPay
Built for South African merchants
FloatPay is designed to fit into your existing stack. No complicated onboarding, no minimum volumes, no setup fee.
Instant settlement
You receive the full purchase amount within one business day. FloatPay collects the instalments — you never chase a customer for payment.
Zero chargeback risk
FloatPay absorbs 100% of consumer credit risk. If a customer doesn't pay their instalments, that's our problem — not yours.
Easy integration
Install our Shopify app or WooCommerce plugin in under 30 minutes. REST API available for custom builds. We provide full documentation and support.
Consumer risk on us
FloatPay runs all affordability checks. You focus on selling — we handle compliance, credit assessment, and collections entirely.
Integrations
Works with your stack
FloatPay integrates with all major South African e-commerce platforms. Once approved, most merchants complete their integration and go live within 48 hours.
🛍️Shopify
🔌WooCommerce
🧩Magento
🛒OpenCart
🌐Wix
⚙️Custom API
Simple pricing
No setup fee. No surprises.
Choose the plan that fits your GMV. Our merchant discount rate (MDR) is deducted from each settlement — no upfront costs.
Starter
5.5%
Merchant discount rate
R0 / month · Up to R50K GMV
- FloatPay checkout badge
- Basic analytics
- Email support
- WooCommerce & Shopify plugins
Most popular
Growth
4.9%
Merchant discount rate
R799 / month · R50K–R500K GMV
- Everything in Starter
- Priority T+1 settlement
- Full analytics dashboard
- Phone + email support
- Co-marketing opportunities
Enterprise
Custom
3.9–4.5% MDR negotiated
Custom · R500K+ GMV
- Custom MDR
- Dedicated account manager
- Same-day settlement available
- SLA guarantees
- Co-branded checkout option
From the field
What merchants say
“
The WooCommerce plugin was installed in 20 minutes. We were live before lunch. The analytics dashboard shows exactly which products shoppers are choosing FloatPay for — really useful data for our buying strategy.
Getting started
Go live in 3 steps
1
Apply online
Complete our merchant application form. Approval within 1 business day. No minimum volume requirements for Starter.
2
Integrate
Install the plugin for your platform or connect via our API. Our merchant success team is available to help with setup.
3
Go live in 48h
FloatPay appears at your checkout. Your first sale can be processed within 48 hours of application approval.
Start growing your revenue today.
Join 200+ South African merchants who are using FloatPay to drive bigger baskets and more loyal customers.