Industry Insights
The Complete Guide to BNPL in South Africa
Everything you need to know about buy-now-pay-later in the South African market — how it works, the regulatory landscape, and what it means for consumers.
FloatPay Blog
Insights on BNPL, retail, and South African commerce
Practical guides on split-payment budgeting, merchant basket growth, NCA credit compliance, and the South African BNPL landscape — written by the FloatPay team.
12
Articles
4
Categories
Blog articles
Merchant Growth
How BNPL Increases Average Order Value
Real data from South African merchants shows how offering split payment options meaningfully increases basket size and repeat purchase rates.
Shopper Tips
How to Shop Responsibly with BNPL
Tips for using buy-now-pay-later as a budgeting tool rather than a debt trap — when it makes sense and when to hold back.
Industry Insights
What Being an NCA Credit Provider Means
Unpacking the National Credit Act 34 of 2005 and what it means for consumers and businesses that FloatPay operates as a registered credit provider.
Merchant Growth
BNPL and Fashion Retail in South Africa
Fashion is the highest-performing category for BNPL globally. Here's why South African clothing retailers are early adopters and what you can learn from them.
Shopper Tips
Split Pay vs Lay-by: What's the Difference?
South Africans are familiar with lay-by. Here's how modern BNPL differs — and why getting the item upfront changes the value proposition entirely.
Product Updates
FloatPay for WooCommerce: Now Available
Our WooCommerce plugin is live. Install in under 10 minutes and start offering split payment to your customers at checkout.
Merchant Growth
Improving Checkout Conversion for South African E-commerce
Cart abandonment at checkout is the biggest leakage point for South African online retailers. Payment flexibility is the fastest fix.
Industry Insights
The BNPL Market in South Africa: 2025 Overview
An analysis of where BNPL stands in the South African fintech landscape — who the players are, regulatory direction, and what's driving growth.
Shopper Tips
Holiday Shopping Smart: BNPL Tips for the Festive Season
The festive season is South Africa's biggest spending period. How to use split payment to spread the cost without overstretching your budget.
Product Updates
FloatPay Raises Angel Funding to Accelerate South Africa Expansion
We're excited to share that FloatPay has closed an angel funding round to grow our merchant network and invest in our technology platform.
Industry Insights
How Affordability Assessments Work in BNPL
The NCA requires credit providers to assess affordability before granting credit. We explain what this means for consumers and how FloatPay approaches it responsibly.